Lincoln City, Newport, and Toledo real estate and homes for sale in Oregon - Mary O'Connor, REALTOR® Mary O'Connor REALTOR(r) for Lincoln City, Newport, and Toledo, Oregon real estate - NUMBER1EXPERT™ Mary O'Connor NUMBER1EXPERT(tm) for Lincoln City, Newport, and Toledo, Oregon real estate
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Mary O'Connor, REALTORŪ, real estate agent and broker for Lincoln City, Newport, and Toledo Oregon home listings, property and land for sale - NUMBER1EXPERT(tm)

All agents are NOT alike! Find out why I am a top real estate expert. Call me: 541-994-7760.


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Mortgage Prequalification: Lincoln City, Newport, and Toledo Oregon home buying, real estate listings, and homes for sale in Lincoln                        County, OR
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!
 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Lincoln City, Newport, and Toledo Realtor to offer services such as these. 

Once you fill out the form, I will quickly process your information and get right back to you!
 

About You
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Real Estate Tips
First Time Buyers >The Perfect House

Home buyers must often deal with deferred maintenance or repairs. For example, you may have found a terrific house and like many competent home buyers, you included a structural inspection contingency in your purchase agreement. What happens when you find out that your "perfect" house needs some work? Do you ask the sellers to pay for the repairs? Before you answer "yes", there are some important considerations.

Some contracts require that all of the home's systems, such as plumbing, heating, electrical and central air conditioning, be in working order. In this case, the sellers may be obligated to repair any problems with these systems. Leaky roofs, damp basements, or other structural problems may not be covered, however. If you ask the sellers to make these types of repairs, you may void the contract by doing so. The sellers might prefer to negotiate the repairs to keep from losing the sale. If there are other buyers waiting in the wings with back-up contracts, you run the risk of losing the home.

See All Tips In The "First Time Buyers" Category >
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Real Estate Trivia
Q 
What structure is regarded as the best surviving example of Pennsylvania Dutch architecture?

A 
The Georg Muller House in Milbach, PA, built in 1752.
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Mary O'Connor, REALTORŪ, real estate agent and broker for Lincoln City, Newport, and Toledo Oregon home listings, property and land for sale - NUMBER1EXPERT(tm)

Mary O'Connor
Coldwell Banker Gesik Realty, Inc.

1815 NW HWY 101
LINCOLN CITY, OR. 97367
541-994-7760
800-959-7760
541-921-0832
Fax: 541-994-9582
Email: maryohomes@NUMBER1EXPERT.com

I have been selling Real Estate in Lincoln County since 1992. The opportunity to meet new people and to make so many new friends has been the absolute best part of my job. Let me put my many years of expertise and knowledge to work for you! Mary O'Connor


Coldwell Banker Gesik Realty, Inc. real estate and homes for sale in Lincoln City, Newport, and Toledo Oregon

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